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What Is Mortgage Protection Insurance?

It’s simpler than it sounds.

Mortgage Protection Insurance is life insurance intended to help give your family financial options if you die while you still have a mortgage.

For many homeowners, the policy used for this purpose is term life insurance. So when you continue to your quote and see “Term Life Insurance,” you’re in the right place.

The death benefit is paid according to the policy terms to your chosen beneficiary, who may use the money toward the mortgage or other financial needs.

Important to know:
  • Mortgage Protection Insurance is not PMI (Private Mortgage Insurance).
  • It is not homeowners insurance.
  • It is not insurance required by your mortgage lender.
  • Coverage, rates, eligibility, and underwriting are determined by the issuing carrier.

It’s free, fast, and there’s no obligation.

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This is a solicitation for life insurance. Gilbert Aguirre, CA Insurance Lic. #0B81811.